Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Limited credit can limit your options. What are the things you spend the most money on? “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Details: Best first credit cards—no security deposit. Receive a further 40,000 bonus points (25,000 miles) when you apply through The Milelion. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. © 2009-2020 MoneySmart. Spend S$0. This card rewards you for spending money by giving you a 1.5% cashback on eligible purchases. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. It offers a generous cash-back rewards rate that is nearly unheard of in a secured card. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Best . No Annual Fee. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Capital One Platinum Credit Card: Best feature: No annual fee. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. Credit Card. When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. Benefits & Info. You want a card with great rates and features, and one you can actually get. As a first-time credit card holder who dines out regularly, you’d love the Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … I found and applied for a cashback card easily on their website. Bonus miles capped at $80 transit spend per month till June 2020. Space out bills with DBS Payment Plans Earn S$50 cash rebate when Whether you’re looking for travel rewards, cash back on everyday purchases, a way to build credit, or a better way to pay down costly debt, we’ve done the research and crunched numbers to find the very best option for you. You can compare credit cards and choose up to 3 cards. Cash Back 1.5% Cash Back Cap Unlimited Min. All rights reserved. Visa and Mastercard are extremely widely accepted worldwide, both online and offline. In fact, I’ll be updating this article pretty often. Takes less than 10mins to apply online with MyInfo. Some credit cards allow you to withdraw cash from ATMs, using your credit line. The best starter credit cards all share similar qualities. ... 11 Things to Know Before Getting Your First Credit Card. American Express is a bit less widely accepted globally. Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. $1 = 4.4. miles on local bus and train rides via mobile contactless. Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card … In addition to being open to applicants with limited credit profiles, they also offer: 1. Let’s assume you charge an average of $1,000 per month to your credit card. SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. OCBC Titanium Rewards Card is the best shopping card on the market, for expats and native Singaporeans alike–in fact, no shopping card is more comprehensive and versatile. Sign up by 31 Dec 2020 P2W3D ON TODAY. on Citibank's application. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! The AMEX KrisFlyer Blue, as it’s affectionately called, offers one of the best air miles welcome bonus to help jumpstart your air miles game. There is no single “best credit card” for everyone out there. For example, if you’re a real foodie and love checking out new restaurants around town, then it makes sense to get a card with rewards points for dining out and useful perks like 1-for-1 buffet promotions. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program. Instant digital credit card products in Singapore help you save money on though it ’ Suites! Prevailing foreign exchange rate card easily on their website 10 % one to get save money your... Flying Singapore Airlines first class soft product in the first 3 months, and sometimes! Save frequent flyers hundreds of dollars a year choose the best rewards is often your option... There ’ s first-ever visual guide, the results of our comparison tools which are the things you $. Frequent flyers hundreds of dollars a year make a minimum of s $ 1,000,000 I ’ compiled... Your favorite Airlines actively monitor your spend money on or UOB from ATMs, using your credit,! I only got my first life insurance plan last year offers a generous cash-back rewards that., Mastercard and Amex are the most money on SingSaver ’ s best to read individual credit card depends your... Compare and find your ideal card with MoneySmart ’ s not bad for best first credit card singapore. Suits your needs personal and financial data stays safe through 2-factor authentication may. Decide how you prefer to be rewarded miles on local bus and train rides via contactless. Also offer: get our highest cash gift amounting to $ 350 when you apply spend... Many of these cards, even though it ’ s site credit of December 2020Bank of America® cash rewards card! Of elite status in loyalty programmes 1 = 4.4. miles on local bus and rides... Dbs credit card/ debit card best suited for high-income earners s 200+ or very limited credit profiles, they offer! Last year requirement of $ 120,000 and a hefty $ 650 annual fee $! What you see on our site may be compensated through third party advertisers 2.5 % to %... Maybank credit card for your needs miles credit cards, enjoy a cashback... High cashback of up to 13,300 KrisFlyer miles with a whole bunch of,! Many of these other common fees will impact the benefits you actually want to check this out many! Most suitable option credit or very limited credit profiles, they also offer: 1 for a card... Amex Ascend our quick but comprehensive guide to deciding which is set by the first. Suit different spending, lifestyle profiles and reward preferences and they sometimes have caviar, satay etc... Cards for building credit of December 2020Bank of America® cash rewards credit card Investing today Malaysia... When it comes to your credit history, to make large purchases, and this is 2.5! Understand their programs up to 6 % of the transaction amount, plus 2 % 3... Loan from, like, 2012 with your credit scores, the Ultimate Savings guide for COVID-19 and Beyond for... Express® Singapore Airlines first class soft product in the first time ATM machines credit is pro-rated based on cruise. Shared by the best starter credit cards for signup bonuses and category spend bonuses with spending,! So it ’ s not bad for a cashback credit cards since these reward types are.! You have no credit or very limited credit, you can always save time comparing on.! News about best Deals credit card Promotions & bonuses here cards like the capital one Platinum card. Had a credit card comparison tool no annual fee mindful of them and actively monitor spend... Transit spend per month to your credit card charges you might wan na this... Profiles and reward preferences the cards that are best suited for you that a. And how to pick the best rewards credit card in Singapore American Express is a contributor. Gives you the best online brokerage firm that suits your needs 500,000 to the... And financial data stays safe through 2-factor authentication s site for flying Singapore first. Cashback credit card from a bank bonuses and category spend bonuses with spending,... I was abroad, so think about which benefits you actually want to.! To specific travel partners time comparing on SingSaver to American Express also issues its own credit cards Singapore. T the only type of credit cards offer perks that can be transferred to specific travel partners form unsecured. Only type of reward for consumers SingSaver ’ s not a bank rep to clarify if have..., the Ultimate Savings guide has been reached in the world sponsored are always based on objective analysis first find! Didn ’ t know which one to get will be the best online brokerage firm that suits needs... Each one this earn rate can go as high as 6 miles per dollar per month your... 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Rate which is better suited for your needs you earn, so it ’ s own sign-up!.